Inveriok
Can I afford it? And when?
Project your money months or years ahead based on your real pace of income and spending. It deducts payments, respects your emergency fund and tells you how much you'll have on each date.
You'll be able to cover it in 4 months without touching your emergency fund, adjusted for estimated inflation.
Three steps, zero optimistic assumptions
Write down what you want to buy
The amount and, if relevant, when you need it.
Inveriok projects your cash flow
With your real pace of income, spending and payments, respecting your emergency fund.
Get a clear answer
Yes, no, or how long until you can afford it without straining.
Decide with numbers, not with how you feel in the moment
"Can I afford this?" is one of the most common financial questions and, at the same time, one of the worst answered — usually with a gut feeling instead of a real calculation. Inveriok's simulator turns that question into a cash flow projection: it starts from your cash available today, your average monthly net result and your outstanding payments, and projects months or years ahead to tell you how much you'll have available on each date.
Unlike a quick mental calculation, this simulation automatically deducts your debt payments, respects the emergency fund you define as untouchable and adjusts the result with an inflation (CPI) estimate, so that the final figure doesn't inflate your real purchasing power through the effect of future inflation.
It's the same logic used by the retirement simulator applied to short- and medium-term decisions: a car, a renovation, a down payment. And if the decision is between financing or paying in cash, the financing comparator helps you choose the cheapest option over the long term.
Everything you need, nothing you don't
- ✓Cash available today and projected
- ✓Average monthly net cash result
- ✓Adjustment for inflation (CPI) estimate
- ✓Respects your emergency fund
- ✓Included in Premium, try 14 days free
Frequently asked questions
We project your cash month by month based on your real income and spending, deducting payments and respecting your emergency fund.
Yes, it's adjusted with an inflation (CPI) estimate so as not to inflate your future purchasing power.
Yes, it's part of the Premium plan. You can try it free for 14 days.
Your security is our priority
We don't use Open Banking. We never access or store your banking credentials at any time.
All communication between the app and our servers uses HTTPS.
Row Level Security: no other user, not even with technical access to the system, can see your data without your credentials.
We comply with the European Union's General Data Protection Regulation.
No. Inveriok has no connection to your bank accounts — you enter transactions by hand or import a statement. We never access your credentials or act on your behalf.
Not without your credentials. The database uses Row Level Security: each user can only access their own data, not even with technical access to the system.
No. We never sell your data or share it for advertising purposes.
Your account and all your financial data are deleted immediately and permanently, with no backups — you can do it whenever you want from your profile.
Stop guessing. Ask your numbers
Try the simulator today. 14 days of Premium free, cancel anytime.
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