Inveriok
Balance checking

If something doesn't add up, we tell you before you notice

Inveriok compares the balance you record with your running transaction total and warns you if a transaction is still unrecorded. No surprises at the end of the month.

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✓ Included in the free plan ✓ Automatic checking ✓ No card required
Checking account
Recorded balance 2.480,00 €
Expected balance (transactions) 2.421,50 €
⚠ Mismatch detected 58,50 €

A transaction is still unrecorded in this account. Check the last few days.

How it works

Three steps, zero invisible mismatches

1

Enter the real balance

The one you see at your bank, for each account you track in Inveriok.

2

Inveriok compares on its own

It checks that balance against the real sum of your recorded transactions.

3

Get the alert

If there's a difference, we alert you with the exact amount left to reconcile.

Why a balanced budget is more reliable than an "approximate" one

The most common problem when tracking your spending by hand —or in any app that checks nothing— is that you forget to record a transaction, and the error builds up without you noticing. After a few weeks, your budget and your net worth show a figure that no longer matches reality, and you don't know exactly where the error is.

Balance checking solves this simply: you compare your account's real balance with the sum of the recorded transactions in Inveriok. If they don't match, you immediately know something's missing — usually a stray transaction you forgot to record or import — and you can fix it before the mismatch adds up month after month.

It's a small feature but with a big impact: without it, any calculation in the app —budgets, net worth, retirement simulator— starts from data that could be slightly wrong without you knowing.

Everything you need, nothing you don't

  • Automatic comparison of real vs. recorded balance
  • Alert with the exact amount of the difference
  • Works with all your accounts
  • A reliable data foundation for the rest of the app
  • Included in the Free plan

Frequently asked questions

How does the check work?

We compare the real balance you enter with the sum of your recorded transactions. If they don't match, we warn you.

How often is it checked?

Every time you add or import a transaction, or update an account's balance.

What happens if there's a mismatch?

We show you the exact difference so you can find which transaction is missing.

Security

Your security is our priority

🛡️
No bank connection

We don't use Open Banking. We never access or store your banking credentials at any time.

🔒
Encrypted in transit

All communication between the app and our servers uses HTTPS.

👁️
Per-user isolation

Row Level Security: no other user, not even with technical access to the system, can see your data without your credentials.

📜
GDPR

We comply with the European Union's General Data Protection Regulation.

Can you move money from my accounts?

No. Inveriok has no connection to your bank accounts — you enter transactions by hand or import a statement. We never access your credentials or act on your behalf.

Can anyone on the team see my financial data?

Not without your credentials. The database uses Row Level Security: each user can only access their own data, not even with technical access to the system.

Do you sell my data to third parties?

No. We never sell your data or share it for advertising purposes.

What happens if I delete my account?

Your account and all your financial data are deleted immediately and permanently, with no backups — you can do it whenever you want from your profile.

Never miss a transaction again

Start keeping your accounts balanced today. It's free and no card is needed.

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