Inveriok
Budgets by category that run themselves
Set a limit for each spending category and see in real time how much you've spent this month. No spreadsheets, no adding up receipts by hand.
Three steps, zero calculations
Set a monthly limit
Enter the amount for each category or subcategory of expenses and income you want to keep track of.
Record your transactions
Each expense is automatically deducted from its category — they're the same categories you use in Transactions.
Get the alert in time
An alert pops up in the Summary when a category goes over 80% or 100% of its limit.
How to build a monthly budget that actually works
A category-based budget is the most effective way to keep spending under control each month without tracking it by hand. Instead of a spreadsheet or a logging-only app, it's about deciding in advance how much you want to spend on groceries, leisure, transport or subscriptions — and seeing in real time how much you have left before the month gets away from you.
The most common approach among people who track their spending successfully isn't tightening the belt on everything, but identifying the 2-3 categories where actual spending deviates most from what's expected, and setting the limit there. Inveriok alerts you automatically at 80% and 100% of each budget, so you find out before you overspend, not after checking your bank statement at the end of the month.
A well-managed budget is also the first step toward bigger goals: saving for a specific target, growing your net worth or starting to plan your retirement. Without knowing how much you really spend each month, any long-term savings plan is just a good intention.
Everything you need, nothing you don't
- ✓Monthly limit by category and subcategory
- ✓Switch months and check the history
- ✓Categories shared with Transactions and Debts
- ✓Automatic alert at 80% and 100% of the limit
- ✓Included in the Free plan, with no limit on categories
Frequently asked questions
Yes, they're included in Inveriok's Free plan, with no limit on categories.
Yes, switch months from the Budgets screen and you'll see the limit and the actual spending for each month.
Yes. As soon as you record a transaction, or import it from your bank, it's automatically deducted from its category.
Your security is our priority
We don't use Open Banking. We never access or store your banking credentials at any time.
All communication between the app and our servers uses HTTPS.
Row Level Security: no other user, not even with technical access to the system, can see your data without your credentials.
We comply with the European Union's General Data Protection Regulation.
No. Inveriok has no connection to your bank accounts — you enter transactions by hand or import a statement. We never access your credentials or act on your behalf.
Not without your credentials. The database uses Row Level Security: each user can only access their own data, not even with technical access to the system.
No. We never sell your data or share it for advertising purposes.
Your account and all your financial data are deleted immediately and permanently, with no backups — you can do it whenever you want from your profile.
Stop guessing how much you have left
Set up your first budgets today. It's free and no card is required.
Start free