This comparator places your salary and your savings rate against the Spanish average, using official data. For salary it uses the INE's EPA wage deciles, which group workers by income and age band, so you can see your percentile compared with people your age. For savings it compares what you save with the average household savings rate published by the INE and the Bank of Spain.
Salaries vary a lot by age, sector and region, which is why the comparator places you by age band instead of giving a single figure. As for savings, the average Spanish household rate is around 12.0% of disposable income in 2025 (INE / Bank of Spain): if you save above that, you are doing better than average.
Comparing yourself to the average is a good starting point, but what matters is improving your own numbers: raising your savings rate, controlling your spending and setting goals. That is exactly what the Inveriok app does with your real data.
Track and improve your savings with Inveriok, freeThe comparator uses the INE's EPA wage deciles to place your salary by age band and work out which percentile you are in compared with people your age.
It is the percentage of your disposable income that you save. The average for Spanish households was 12.0% in 2025 according to the INE and the Bank of Spain.
It is a rough estimate based on official sources (INE and Bank of Spain). Net pay is estimated from gross, so the result is approximate.
No. The comparator is free and needs no sign-up. Only the Inveriok app, if you want to keep your finances up to date, asks you to create an account.
Data: EPA wage deciles 2024 (INE) and household savings rate 2025 (INE / Bank of Spain). Rough estimate, not financial advice. · Reviewed: August 2026.
