Inveriok
Savings and goals

The car. The house. Japan. When?

Set a goal and its amount: Inveriok works out the estimated date based on your real savings. No wishful thinking — just your numbers.

Create my first goal See pricing
✓ Up to 2 goals free ✓ Automatic estimated date ✓ No card required
My goals
Mortgage deposit28.000 €
64% saved · Ready by May 2027
Trip to Japan4.500 €
82% saved · Ready by Nov 2026
+New car · Buy a home · Emergency fund
How it works

Three steps, zero guesswork

1

Create your goal

Give it a name and the amount you want to reach: a car, a deposit, a trip.

2

Contribute what you can

Every contribution adds to the goal's progress, whenever you want.

3

See the real date

Inveriok works out when you'll reach it based on your real savings pace.

How to set savings goals you actually stick to

Setting yourself a savings goal with no date or specific number —"save more this year"— almost never works. A savings goal with an amount and real tracking, on the other hand, tells you exactly how much you've got and how much is left, and that changes behaviour: you know whether you're on track or whether you need to adjust your monthly contribution.

Inveriok works out the estimated date of each goal from your real savings pace, not from an optimistic projection. If you save less one month, the date adjusts on its own — no surprises two weeks before the trip or the mortgage deposit.

Savings goals rely on the same data as the rest of the app: your real budget and transactions. That way the amount you put towards each goal isn't a figure plucked from the air, but what you genuinely have left over each month.

Everything you need, nothing you don't

  • Estimated date based on your real savings
  • Visual progress per goal
  • Connected to your budget and transactions
  • Up to 2 goals on the Free plan, unlimited on Premium
  • No card required to get started

Frequently asked questions

How does it work out my goal's date?

Based on what you've already saved and your real monthly savings pace.

How many goals can I have?

Up to 2 on the Free plan. The Premium plan allows unlimited goals.

Can I change the target amount?

Yes, adjust the amount or your monthly contribution whenever you want and you'll see how the date changes.

Security

Your security is our priority

🛡️
No bank connection

We don't use Open Banking. We never access or store your banking credentials at any time.

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Encrypted in transit

All communication between the app and our servers uses HTTPS.

👁️
Per-user isolation

Row Level Security: no other user, not even with technical access to the system, can see your data without your credentials.

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GDPR

We comply with the European Union's General Data Protection Regulation.

Can you move money from my accounts?

No. Inveriok has no connection to your bank accounts — you enter transactions by hand or import a statement. We never access your credentials or act on your behalf.

Can anyone on the team see my financial data?

Not without your credentials. The database uses Row Level Security: each user can only access their own data, not even with technical access to the system.

Do you sell my data to third parties?

No. We never sell your data or share it for advertising purposes.

What happens if I delete my account?

Your account and all your financial data are deleted immediately and permanently, with no backups — you can do it whenever you want from your profile.

Put a date on what you want

Create your first savings goal today. It's free and no card is required.

Create my first goal